Cogninance transforms micro-finance by replacing guesswork with cognitive optimization—turning behavioral insights into smarter investments.
We don't predict markets. We optimize the decision-maker—detecting stress, preventing impulsive moves, and building lasting financial discipline.
Identifies present bias and overconfidence in real-time using advanced sentiment analysis, intervening before costly mistakes happen.
Detects language patterns correlated with financial anxiety, triggering low-friction support to prevent panic-driven liquidation.
Reward-based learning mechanisms that reinforce disciplined consistency over speculative risk-taking through smart gamification.
Forecasts your Financial Resilience scores 3–12 months forward, shifting mindset from panic-mode to planning-mode.
Semi-autonomous AI agent that monitors transactions and proactively initiates de-biasing interventions—with or without prompting.
Adjusts recommendations based on employment type and income volatility, ensuring fairness across different demographic profiles.
Your dynamic "cognitive benchmark" that replaces static risk questionnaires with a model of lived cognitive capacity—derived from how you actually behave under market volatility.
Measures liquidity reserve adequacy based on your real spending patterns
Capacity to handle portfolio volatility based on income predictability
Velocity of positive financial change rewarding consistency over gains
From connection to cognitive optimization in four seamless steps.
Securely link your bank accounts and financial data. We analyze transaction patterns to understand your real financial behavior.
Our system generates your Financial Resilience Index by observing how you actually respond to volatility—not what you say you'd do.
Get real-time interventions when stress or impulsivity is detected. The system reframes choices to align with your long-term goals.
Watch your FRI improve as disciplined habits form. Our dual-engine AI continuously adjusts allocations to match your evolving resilience.
Join the cognitive revolution in micro-finance. Your brain—and your portfolio—will thank you.